24/7 Life Cover

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By clicking "Get My Quotes", you agree to share your information with third party FCA authorised insurance consultants, and to receive marketing emails or phone calls, at the number you provided above by phone or mobile device by live person, pre-recorded voice or automated dialer. You also agree to this site's Terms & Conditions, Cookie Policy and Privacy Policy.

How we can help you today

Our aim is simple; to save you money by comparing life insurance policies to find the right quote for you.

We compare the market to help you find your best quote, with cover starting from only 33p per day*. At 24/7 Life Cover we're here to help you get free, no obligation quotes when you use our friendly, professional service.

Finding the right life insurance quote is simple with 24/7 Life Cover, and getting started couldn't be easier – just enter your details into our online form and then we'll do all the hard work for you:


  1. Fill in our quick and simple form
  2. We will search for the best quotes for you
  3. You will receive a call from one of our FCA authorised advisers to discuss your quote options
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247 Life Cover Terms of Use

Last updated 03/03/2015

Please review these Terms of Use, which govern your use of 247 Life Cover ("the "Site") a website owned and operated by Quantance Media Ltd., company no. 9014771, (collectively, "we", "us", or "our"). Your use of the Site constitutes your agreement to follow and be bound by these Terms of Use. We reserve the right to update or modify this Agreement at any time without prior notice. For this reason, we encourage you to review the Agreement whenever you use our Site. If you do not agree to these terms, please do not use the Site.

Privacy

By using the Site you agree to the terms of our Privacy Policy which you can review by clicking here.

License and Access.

Subject to your compliance with these Terms of Use, 247 Life Cover grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the 247 Life Cover site and the service provided thereon. This license does not include any resale or commercial use of any 247 Life Cover service or Content, any downloading or copying of registration information for the benefit of another merchant, any derivative use of this site or its Content; or any use of robots, data mining, or similar data gathering and extraction tools. The Site or any portion of it may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of 247 Life Cover. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including text, images of page layout, or form) of 247 Life Cover and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing the 247 Life Cover Name or trademarks without the express written consent of 247 Life Cover. All rights not expressly granted to you in these Terms of Use are reserved and retained by Quantance Media Ltd. or its affiliates, licensors, publishers, rights holders or other content providers. Any unauthorized use of the Site or services provided thereon terminates the permission or license to access and use the site.

Site Modification or Suspension

We reserve the right, at any time in our sole discretion, to modify, suspend or discontinue the site or any service, content, feature or product offered through the Site, with or without notice. You agree that we shall not be liable to any third party for any modification, suspension or discontinuance of the Site, or any service, content, feature or product offered through the Site.

Intellectual Property

This Site and the Content available on the Site are the property of Quantance Media Ltd. or its affiliates and licensors, and are protected by copyright, trademark and other intellectual property laws. Subject to these Terms of Use, Quantance Media Ltd. grants you a non-exclusive non-transferable license to use the Site solely for your personal non-commercial use. You may not use the Site or the Content available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. You may, however, from time to time, download or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Copyright Complaints

If you believe your work has been copied in a way that constitutes copyright infringement, please provide Quantance Media's copyright agent the written information specified below:

Quantance Media's Copyright Agent for notice of claims of copyright infringement on the Site can be reached by postal mail at:

Quantance Media Ltd.
16 Upper Woburn Place
London, WC1H 0AF

Use Restrictions and Registration

You may not use or register with the Site if you are under thirteen (13) years of age. Certain services may be offered on or through the Site require you to be eighteen (18) years old.. If you are under 18, do not use those portions of the Site or those services. You agree that the information that you provide to us upon registration, and at all other times will be true, accurate, current and complete. Registration is limited to one account per user and user is solely responsible for keeping your password, if provided, secure and for any activities or actions taken under your account, whether or not you have authorized such activities or actions. You shall immediately notify us of any unauthorized use of your account. By using the Site or accessing the services, you represent and warrant that you have the right, authority and capacity to enter into these Terms of Use and to abide by all of the terms and conditions set forth in these Terms of Use.

Your Comments, Reviews and Other Content Posted:

User Content.

All Content that may be added, created, uploaded, submitted, distributed, or posted to the Site by users (collectively "User Content"), whether publicly posted or privately transmitted, is the sole responsibility of the person who originated such User Content. You represent that all User Content provided by you is accurate, complete, up-to-date, and in compliance with all applicable laws, rules and regulations. You acknowledge that all Content, including User Content, accessed by you using the Services is at your own risk and you will be solely responsible for any damage or loss to you or any other party resulting therefrom. We do not guarantee that any Content you access on or through the Services is or will continue to be accurate.

License Grant.

By submitting User Content through the Services, you hereby grant us a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit the User Content in connection with the Site, the Services and our (and our successors' and assigns') businesses, including without limitation for promoting and redistributing part or all of the Site or the Services (and derivative works thereof) in any media formats and through any media channels (including, without limitation, third party websites and feeds), and including after your termination of your Account or the Services. For the sake of clarity, the foregoing license grant includes our right to distribute, display, perform and otherwise use the User Content in connection with material provided by our sponsors, and you shall not be entitled to any remuneration for such use. To the extent any User Content you submit includes your name, likeness, voice, or photograph, you acknowledge and agree that the foregoing license grant shall apply to the same. For clarity, the foregoing license grants to us do not affect your other ownership or license rights in your User Content, including the right to grant additional licenses to your User Content, unless otherwise agreed in writing. You represent and warrant that you have all rights to grant such licenses to us without infringement or violation of any third party rights, including without limitation, any privacy rights, publicity rights, copyrights, trademarks, contract rights, or any other intellectual property or proprietary rights.

Third Party Content

Third parties not affiliated with us may offer services or products on the Site. We do not warrant or assume any responsibility or liability for the actions, offers or content of third parties who may have advertisements or links on our site. You should carefully review their privacy statements and other conditions of use.

Disclaimer of Warranties and Limitation of Liability

THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM US ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Indemnity

You agree to indemnify and hold Quantance Media Ltd, its parents, subsidiaries, affiliates, officers and employees, harmless, including costs and attorneys' fees, from any claim or demand made by any third party due to or arising out of (i) your access to the Site, (ii) your use of the services, (iii) the violation of these Terms of Use by you, (iv) the infringement by you, or any third party using your account or User ID or password, of any intellectual property or other right of any person or entity; (v) any content you post on this Site; and (vi) any products or services purchased by you in connection with this Site and/or the web sites of our third party partners, vendors and/or service providers.

Termination

These Terms of Use will remain in full force and effect while you use the Site and avail yourself to the Services. We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of any such cancellation or termination, you shall no longer be authorized to access all of the Site or the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to any material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Use, shall survive any termination of your right to use the Site.

Applicable Law

By visiting the site, you agree to be governed by English law and you hereby submit to the exclusive jurisdiction of the English courts in connection with any dispute that may arise from your use of this site.

Contact Information

If you have any questions or comments relating to our website, these Terms of Use or our Privacy Policy,

Quantance Media Ltd. 16 Upper Worburn Place London, WC1H 0AF

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Privacy and Cookies Policy

Effective as of February 2015

This policy (together with this sites Terms of Use and any other documents referred to therein) provides an explanation of what information this site collects, how it is collected and how it may be processed (and may be disclosed) by Quantance Media Ltd, company no. 9014771, Woburn Place, 16 Upper Woburn Place, London, WC1H 0AF, ("us", "our", "we"). By submitting your details to us via this website, www.com (the "Site") you consent to our collection and use of your personal information in accordance with this Privacy Policy.

Applicability and third party websites and services

This Privacy Policy only applies to our website and does not apply to third party websites you may link to from this Site or third party web pages or other online services which may be displayed on this Site. If you click on a link to a third party website or service, or supply information to a third party website or service that is placed within our webpage, you are interacting with that third party and this Privacy Policy will not apply. We encourage you to review the privacy policies of those third party websites and services.

We may collect personal information from you in the following ways:

Types of information we may collect

Personally identifying information:

We may collect personally identifying information when you provide it to us as described above. Examples of the types of personally identifying information you may provide include, but are not limited to, your name, email address, telephone number and postal address, and any other information you provide to use which can be used to identify you. You can choose not to provide us with such information, but some of our services and certain parts of our Site may not be accessible to you.

Other information we collect:

We may automatically collect information about your interaction with our Site, our advertisements and other promotional content using technologies like cookies and web beacons, and via our web server's log files. Examples of information which may be collected by our various technologies include browser information, your device IP address, whether you clicked on one of our advertisements, pages you've visited on the Site, which website you came from, date and time stamp information, and other navigation and click-through information. Although information we collect through these tracking devices is not always personally identifiable when collected, we may combine such information with personally identifiable information like your name or email address or other information that could be used to send you marketing emails that may be of interest to you.

How we may use and share the information that we collect

The information that we collect about you may be used by us and shared with third parties in any manner and for any purpose permitted by law. With your consent, this includes disclosing (with or without remuneration) the personally identifiable information that we collect to third party claims management companies and FCA authorized insurance consultants for their marketing purposes. Once we provide your information to a third party for any reason, we do not control and are not responsible for that third party's use or disclosure of such information.

Examples of the ways we may use the information that we collect include:

Examples of the way we may share the information we collect include:

Cookies and Other Technology

Cookies are small data files that are stored on your computer or device by your web browser. We use cookies to store information so that you do not have to re-enter your information upon revisiting one of our Sites. Cookies may also enable us to provide personalized content, monitor our marketing campaigns, track your entries and submissions and gather information about your interactions with our Site or with one of our advertisements. Cookies may be set by us or our business partners and service providers when you visit our Site or when you interact with one of our advertisements or other content. We may use both session cookies, which terminate when you close your browser, and persistent cookies, which may remain on your computer until you delete them.

We may also track your use of our Site, advertisements and other content through web beacons (also called pixel tags or clear gifs). Web beacons can be used for various purposes, including helping us improve our Site, services and marketing communications.

Cookies used on our site

Type of Cookie Purpose
Google Analytics Cookies Include: _ga These cookies allow us to collect information about how visitors use the website. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Click here for an overview of privacy at http://www.google.co.uk/intl/en/analytics/privacyoverview.html
as_{Path ID}_{Campaign ID} This is a session tracking cookie which used to resume a previous session and identify returning users. This cookie collects information in anonymous form.
Optimizely cookies include: optimizelyPendingLogEvents, optimizelySegments, optimizelyBuckets, optimizelyEndUserId These cookies allow us to run and monitor user experience tests to optimize our website. This cookie collects information in anonymous form.
Hotjar cookies include: _hjIncludedInSample, _hjMinimizedPolls These cookies track user actions in the browser, so that we can analyse and optimize the user experience of our site. This cookie collects information in anonymous form.
PRUM_EPISODES This cookie is a performance analysis cookie from Pingdom. This cookie collects information in anonymous form.
__cfduid This cookie is set by Cloudflare, and allows us to serve you the website as quickly as possible. This cookie does not contain any identifying information.

A cookie is a small text-only file which is stored on your computer or mobile device when visiting a website to help it function or to track your visits. Our website requires cookies to work correctly. The chart below explains the cookies used by this site.

We use Google Analytics Demographics and Interest Reporting to provide us with anonymized usage information about visitors to our site. We may use, or we may share this information with third parties who may use, this information to serve you with advertisements tailored to your interests and we or third parties with whom we share this information may combine this anonymized information with personally identifying information you provide to us, and may use this combined information to send you advertisements tailored to your interests.

Information about how you may opt-out of the Google Analytics Features we use and other cookies we use on this site can be found below in the Opt-Out and Choices section below.

By using the Site you accept our use of cookies. You may decline cookies if your web browser software permits. If you have questions about disabling cookies, you should consult with your browser's manufacturer. Note, however, that some parts of the Site may not operate correctly if you disable cookies. For more detailed information about cookies and how they can be managed and deleted please visit www.allaboutcookies.org

Third Party Use of Cookies

We may use third parties to display advertisements on other websites which means third parties may place a cookie on your browser that allows us to show you ads on other websites based on your previous activity on our site.

Third party ad network providers, advertisers, sponsors, and/or traffic measurement services may use cookies, JavaScript, web beacons (including clear GIFs), Flash LSOs, and other technologies to measure the effectiveness of their ads and to personalize advertising content to you.

These third party cookies and other technologies are governed by each third party’s specific privacy policy. We may provide these third party advertisers with information about your usage of our website and our services, as well as aggregate information about visitors to our website.

Our third party vendors, including Google, use first party cookies (such as the Google Analytics cookie) and third party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on someone's past visits to our website. We also use Google Analytics Demographics and Interest Reporting, to tailor advertisements relevant to you based on demographic information such as age, gender, and interests and to provide us with anonymised usage information about visitors to our site. Information about opting-out of the use of cookies by third parties can be found in the Opt-Out and Choices Section below.

Personal Information Transferred to the U.S.

The information that we may collect from you may be transferred to, stored and processed at, a destination outside the European Economic Area ("EEA") including the U.S. By submitting your personal data, you agree to this data transferring, storing and processing. We will take reasonable steps to ensure that your data is treated securely and in accordance with this privacy policy. The transmission of information via the internet is not completely secure and we cannot guarantee the security of your data therefore any information you provide to us is at your own risk.

How We Protect Your Information

We use commercially reasonable safeguards and technologies to protect the information that we collect and use, such safeguards meet the adequacy requirements of the European Data Protection Directive. We also expect our business partners and service providers to do the same.

OPT-OUT and CHOICES

Providing Information

You can choose not to provide us with your personally identifiable information. Note, however, that you may not have access to certain of our products and services if you decide not to provide us with your information.

Opting Out of Our Promotional Emails

You may opt-out of receiving marketing and promotional emails from us or our partners at any time by using the opt-out mechanism contained in such emails (also referred to as "unsubscribe"), or by submitting your request to [email protected]. Please allow 10 business days for us to process your opt-out request. Also, note that opting out of receiving promotional email communications will affect only future communications from us. You may opt-out from our further sharing of your information by submitting your request to [email protected]. If we already provided your information to a third party before you changed your preferences or updated your information, or if you requested to receive offers from third party advertisers directly on our site, you may have to change your preferences directly with that third party as well.

Please note that the [email protected] email address is for unsubscribe requests only. All unsubscribe requests received at this address will be processed but a confirmation of successful un-subscription will not be emailed back to you. Any other queries sent to this email address will not be replied to. For general queries or queries on any other subject, please contact us via one of the methods listed in the Contact section of this document.

Managing Cookies in You Browser

You may be able to adjust your browser settings to manage your cookie preferences, such as setting your browser to notify you when you receive a cookie and give you the choice to decide whether or not to accept it. If you reject cookies, you may still use our Sites, but the functionality of some areas may be limited. Below are links to information about managing your cookie preferences in common browsers:

Google Chrome - https://support.google.com/chrome/answer/95647?hl=en
Mozilla Firefox https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences?redirectlocale=en-US&redirectslug=Enabling+and+disabling+cookies
Safari Cookies https://support.apple.com/kb/PH19214?locale=en_US
Google Analytics https://support.google.com/analytics/answer/6004245

Opt-Out From Third Parties’ Use of Cookies

You may opt-out of many third parties use of cookies on this Site and other sites including third parties who are members of the Network Advertising Initiative (“NAI”), the Digital Advertising Alliance (“DAA”), and the European Interactive Digital Advertising Alliance (“EDAA”). For more information regarding your choices regarding having this information used by these companies, including how to opt-out of third party ad networks, please visit their respective websites: www.networkadvertising.org/optout_nonppii.asp (NAI); www.aboutads.info/choices (DAA) and www.youronlinechoices.eu (EDAA).

Opting out of one or more member networks only means that those members no longer will deliver targeted content or ads to you. It does not mean you will no longer receive any targeted content or ads on other websites. You may continue to receive advertisements, for example, based on the particular website that you are viewing.

Subject Access Requests

In accordance with the European Data Privacy Directive you have the right to access or correct the information held about you. You may request information we may hold about you by submitting your request to [email protected].

Please note that the [email protected] email address is for receiving Subject Access Requests only. Any other queries sent to this email address will not be replied to. For general queries or queries on any other subject, please contact us via one of the methods listed in the Contact section of this document.

Children's Privacy

This Site is intended for general audiences, and is not intended for use by persons under the age of 13. If we learn that we have inadvertently collected personal information from a child under the age of 13, we will delete it. If you believe that we have collected personal information from a child under 13, please contact us using the information below.

Changes to our privacy policy

We reserve the right to change this Privacy Policy at any time by posting an updated Privacy Policy to our Site without advance notice to you. We encourage you to check this page often for updates and revisions. Any updated Privacy Policy will be effective immediately upon posting.

Contact

If you have any requests or concerns regarding this Privacy Policy, or how we collect and use personal information, please contact us at any of the following:

By Writing at :

Quantance Media Ltd.
Woburn Place
16 Upper Woburn Place
London,
WC1H 0AF